Our client aimed to create a fee-free, earned-wage payments program for hourly workers. Everyone needs additional capital sometimes, but not everyone has access to it! They sought an innovative risk-modeling solution for smart lending decisions, especially for those without established credit histories. Exciting challenge, right?


Facing data limitations, Gradient Ascent pioneered a feature engineering approach. The solution? A groundbreaking risk prediction model for efficient lending decisions, minimizing data requirements and addressing biases in creditworthiness assessments.


75% Drop in Customer Support Issues!

Gradient Ascent automated a once laborious and error-prone process, achieving 80% accuracy and boosting operational efficiency for our clients. Customer support time spent on information collection and issue resolution was slashed by an impressive 75%.

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