Risk Forecasting for Buy Now, Pay Later Decisions


A fast-growing US/Canadian micro-lending retailer sought to enhance buy-now, pay-later financing decisions despite limited borrower data. Cumbersome manual retrieval of crucial eligibility information made lending decisions inefficient and costly.


Elevating the game, Gradient Ascent unleashed a cutting-edge risk modeling system. We harnessed historical time-series data and borrower insights to predict the once manually retrieved input. Armed with this streamlined approval process, this system paved the way for profit-boosting lending decisions!


Scaling Through Automation

Through cutting-edge automation, Gradient Ascent fueled our client’s triumph by turbocharging lending decisions.

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